Emily Guy Birken is a finance writer who writes the "Live Like a Mensch" column for "The Dollar Stretcher". She is also a contributor to Wise Bread, PT Money, Money Crashers, Yahoo! Finance, and Business Insider, as well as many other personal financial sites. She edits and writes the blog for FinCon, an annual conference for financial bloggers, and she is the author of "The 5 Years Before You Retire". You can visit her website at http: //sahmnambulist.blogspot.com.