Philip Arnold was born in 1950 in Hays Kansas and grew up in Kansas and Colorado. He is a graduate of Regis High School in Denver and Colorado State University. In 1973, he went to work for the Railroad Retirement Board in Chicago. He left Chicago in 1974 and worked for the Board in Billings, Montana for 13 years, and Portland, Oregon for four years, before returning to Chicago in 1990. He is the father of three sons and has three grandchildren. Carol Arnold was born Carol Bidinger in Lodi Ohio in 1946. She grew up in Elyria, Ohio until leaving for college. She graduated from Wheaton College i...