This is not the book of a single voice announcing change, disruption and innovation; it offers many voices that not only announce what is coming but also live it, and earn a living from it, on a daily basis. The primary author is Francois Gadenne, but section authors include: Craig Adamson Dana Anspach Tamara Burden Sean Ciemiewicz Dirk Cotton David Grand Michael Lonier Brett Machtig John Mulligan G. Bradley Owen Christine G. Russell Kerry Uffman Judy Zaiken Mike Zwecher Mr. Gadenne, RMA, CFA, is Co-founder, Chairman and Executive Director of the Retirement Income Industry Association, (RIIA)....