Stephen S Alison was a Director of a major US international financial institution based in the United Kingdom and Switzerland and a Director, management consulting for one of the big 4 consulting firms based in Central Europe and Switzerland. He is married with two daughters. He is retired and lives in Switzerland with his wife, a married daughter, son-in-law and three grandchildren. He has devoted his retirement to reading, research and writing. He enjoys down-hill skiing, cooking and blogging and owns and operates a number of blogs covering numerous niche Internet topics. He loves chocolate