Will I Need Long-Term Care?: LTC Planning Guide and Workbook

ISBN-13: 9781481186384 / Angielski / Miękka / 2013 / 86 str.

Jeff Tomlin

Opis

There are a handful of Long-Term Care books and Long-Term Care Insurance books which have been published. Some explain Medicare and Medicaid in depth. Others include guidance in elder law issues, or in choosing a care provider or facility (aka "community"). Still others explain Long-Term Care Insurance exhaustively, down to the last industry-specific contractual clause. This book is aimed at those who have decided they need to plan ahead for eventual care, but want data: what is their risk, what does care cost where they live, what sources of funds do they have access to which will pay for care, etc. The book offers an even-handed approach; there is no attempt to coerce the reader into buying a product or service. This book is unique, first because of its primary purpose: to review every possible method of paying for Long-Term Care at some point in the future. It won't help you if you're currently caring for a family member, and it doesn't explain Medicaid, Medicare, or Long-Term Care Insurance in depth. It does give what I believe to be the relevant details of the governmental plans which help pay for care, and the private, insurance industry plans which help pay for care. It's also a resource for those who want to know if it makes sense to self-fund their care with cash or assets. Following the review of all sources of payment, etc., you'll find a workbook which will walk you through the number crunching related to setting a budget and creating a plan to pay for future Long-Term Care. The workbook is also unique. This is your opportunity: don't ignore this issue