Unlocking Sme Finance in Asia: Roles of Credit Rating and Credit Guarantee Schemes

ISBN-13: 9781138353428 / Angielski / Twarda / 2019 / 400 str.

Naoyuki Yoshino; Farhad Taghizadeh-Hesary

Opis

This book proposes models to help ease the access of SMEs to finance and boost economic growth and job creation in Asia by looking at the difficulties in accessing finance and suggests ways on how to mitigate these challenges.

Recenzje

"The phenomenal economic growth of Asia has been in a leading position in the world for decades (Helliwell, 1996), keeping the regional economy a most active global economic power. The great success of the Asian economy has completely changed the global competitive landscape. Among all contributing factors, the booming small and medium-sized enterprises (SMEs) have played a key role… This recent book by Naoyuki Yoshino and Farhad Taghizadeh-Hesary is a much needed and highly relevant work, providing a comprehensive cross-country collection of relevant research." ─ International Small Business Journal: Researching Entrepreneurship, 2020, Vol. 38(4)

Spis treści

Part I: SMEs’ Role in Asia, Difficulties in Accessing Finance, and Remedies  1. Role of SMEs in Asia and the Financing Challenges They Face (Naoyuki Yoshino and Farhad Taghizadeh-Hesary)  2. Enhancing Access to Finance for SMEs: The Case of Central Asia (Arnault Prêtet and Tabea Klang)  Part II: Credit risk databases and credit scoring of SMEs  3. A Comprehensive Method for Credit Risk Assessment of Small and Medium-sized Enterprises based on Asian Data (Naoyuki Yoshino and Farhad Taghizadeh-Hesary)  4. The Role of Credit Rating Agencies in Addressing Gaps in Micro and Small Enterprise Financing: The Case of India (Savita Shankar)  5. Establishment of the Credit Risk Database: Concrete Use to Evaluate Creditworthiness of SMEs (Satoshi Kuwahara, Naoyuki Yoshino, Megumi Sagara, and Farhad Taghizadeh-Hesary)  6. Credit Risk Analysis of Small and Medium-Sized Enterprises Based on Thai Data (Naoyuki Yoshino, Farhad Taghizadeh-Hesary, Phadet Charoensivakorn, and Baburam Niraula)  Part III: Credit Guarantee Schemes and SME finance  7. Oil Price Fluctuations, Creditworthiness of the Financial System, and SME Financing in Kazakhstan (Yergali Dosmagambet, Yessengali Oskenbayev, Farhad Taghizadeh-Hesary, and Moldir Mukan)  8. The Role of Credit Guarantee Schemes in Financing Micro, Small, and Medium Enterprises: The Case of India (Navin Kumar Maini)  9. Role of Credit Guarantee for Financing MSMEs: Evidence from Rural and Urban Areas in Indonesia (Adhitya Wardhono, Mohamad Ikhsan Modjo, and Eka Wahyu Utami)  10. Role of Credit Guarantee Scheme in the Development of Small and Medium-sized Enterprises: With Emphasis on Knowledge-based Enterprises (Roohollah Aboojafari, Alireza Daliri, Farhad Taghizadeh-Hesary, Mohammad Mokhtari, and Mohsen Ekhitiari)  11. Credit Supplementation System for Unlocking SME and Start-up Access to Finance: The Case of Japan (Atsuo Kuroda)  12. The Korea Credit Guarantee Fund and its Contribution to the Economy (Jong-goo Lee, Sunyoung Hong, Taehyun Lee, and Wooinn Park)  13. Marketing: The Crucial Success Factor for Pakistan’s Credit Guarantee Scheme (Talha Nadeem and Raheel Rasool)  14. Small and Medium-sized Enterprises’ Financing in Singapore (Youngho Chang and Cedric Rimaud)  15. Credit Guarantee Scheme and Small and Medium-sized Enterprise Finance: The Case of Turkey (Mustafa Yağcı)  16. Challenges in Implementing the Credit Guarantee Scheme for SMEs: The Case of Viet Nam (Le Ngoc Dang and Anh Tu Chuc)