Dr. Pawan Kumar Avadhanam, Asst. Professor (Finance), Institute of Public Enterprise,Osmania Unversity,Hyderabad,India. Mr. Prashant is working with State Bank of India, Mumbai,India. Jayaditya Korada is currently working for Deloitte as an Analyst. He has done his MBA(Finance)from Institute of Public Enterprise, Osmania Unversity,Hyderabad,India.