The True Cost of Happiness

ISBN-13: 9780470496572 / Angielski / Miękka / 2009 / 304 str.

Stacey Tisdale; Paula Boyer Kennedy

Opis

Personal money management advice that make sense In The True Cost of Happiness, financial journalist Stacey Tisdale and expert financial planner Paula Boyer Kennedy combine their extensive financial experience with a powerful series of interviews and real-world stories to help you make personal money management decisions that make more sense. They begin by discussing how the factors that drive our financial choices and behavior not only run deep, but also represent the way we define ourselves. From there, they reveal how this truth will determine if you can create the kind of financial harmony that not only supports the life you want, but also makes an honest statement of who you really are. The questions they pose are challenging, but essential, because if your financial choices and behavior are not aligned with your true values, you'll always feel like "something" is missing. And it is this disconnect that is at the root of most anxiety and unhappiness over money.

• Reveals how the first lessons we learn about money as children play out in our adult behavior
• Discusses how the messages that society sends us about the ways in which we should behave with money affect our financial choices
• Explores factors that can blind us to our true values, and prevent us from making the best decisions possible on issues such as debt, saving, and investing
• Illustrates how to create a financial plan that supports a truly happy life

Filled with in-depth insights and practical advice, The True Cost of Happiness will put you in a better position to enjoy a life that doesn't compromise who you are.

Spis treści

Acknowledgments vii

Preface xi

Part I: A Look Inside

Chapter 1 Working Together 3

Chapter 2 A Little Awareness Goes a Long Way 9

Chapter 3 The Big Picture: What You’re Planning for 13

Chapter 4 The Price of Pleasing Mom and Pop: Are Your Early Lessons Working for You or Against You? 19

Chapter 5 Social Messages 31

Chapter 6 The Songs We Play in Our Heads 53

Chapter 7 Life Planning for Two 69

Chapter 8 Teach Your Children Well 81

Chapter 9 The Truth about Change 95

Part II: The Numbers

Chapter 10 Your Bottom Line 125

Chapter 11 Saving Money 139

Chapter 12 Debt: Wipe the Slate Clean 149

Chapter 13 Living Longer and Stronger: The New Retirement 165

Chapter 14 Covering Your Assets: How to Choose the Right Insurance 181

Chapter 15 Investing for Your Future 199

Chapter 16 The Real Cost of College 211

Chapter 17 Giving Back 225

Chapter 18 Estate Planning 237

Chapter 19 A Final Thought on Your Finances 245

Part III: Staying on Course

Chapter 20 Staying on Course 249

Chapter 21 Change Happens 259

Chapter 22 Getting the Help You Need 265

A Final Thought 273

Index 275

O autorze

STACEY TISDALE has reported on business and consumer issues for nearly twenty years for some of the greatest news organizations in the world, including CBS News, Dow Jones, PBS, and CNN. A frequent financial expert on the Today show, Tisdale has also appeared on The Oprah Winfrey Show and in O, The Oprah Magazine. A financial literacy advocate, Tisdale has created a financial education program that the White House is requiring Historically Black Colleges and Universities to offer students. She also creates financial education and life skills programs for professional sports teams. Before becoming a journalist, Tisdale worked for the commodities firm Balfour Maclaine International and on the floor of the Coffee, Sugar and Cocoa Exchange.

PAULA BOYER KENNEDY, MBA, CPA, CFP^®, PFS, CIMA^®, AIF^®, is Vice President, Investment Services, at Cammack LaRhette Consulting, serving as subject matter expert on communications and investing. She was named three times to the Worth magazine list of the best financial advisors in America. Kennedy has been writing and speaking on financial issues for more than sixteen years, and has appeared in many print and broadcast media. She is one of the coauthors of Ernst & Young′s Financial Planning for Women and contributed to Selling Your Business, both of which are published by Wiley.

Blurb

Praise for The True Cost of Happiness

"Financial ignorance is NOT bliss, it is a disaster. This book is the ultimate wake–up call to passionately invest in what you love, which is having blissful control over your own destiny!"
—Janet Hanson, founder, 85 Broads, and Chairman, Milestone Capital Mgmt.

"Money is where the ′soft′ sciences of psychology and soul meet the hard rubber of reality like paying the bills and planning for the future. Stacey Tisdale and Paula Boyer Kennedy help you better understand your relationship with money and design your money life to serve your deeper dreams, purposes, and goals."
—Vicki Robin, coauthor of Your Money or Your Life and cofounder, Conversation Cafés

"I worked with Stacey Tisdale for years, and had the pleasure of seeing firsthand the skills, commitment, and enthusiasm she embodies that have helped millions of people use their finances to improve their lives. You can literally take the information she and Paula Boyer Kennedy share in this one–of–a–kind book to the bank!"
—Russ Mitchell, CBS News Correspondent/Anchor

"Your attitudes toward money and your life experiences are more closely tied together than you realize. This book tells you how to unravel the knot and benefit from the insights."
— Lyle E. Gramley, Senior Economic Adviser, Stanford Washington Research Group, and former governor of the Federal Reserve Board