The Real Estate Investor's Guide to Financing: Insider Advice for Making the Most Money on Every Deal

ISBN-13: 9780814480618 / Angielski / Miękka / 2008 / 240 str.

David Reed

Opis

To get the biggest return, real estate investors need the right financing. And as they buy multiple properties, their debt to equity rises, making it more difficult to get the kind of deal they need. As many investors have learned the hard way, getting the wrong financing can wipe out their profits, hold them back from selling because of a lack of equity, or force them to try to sell for more than the market will bear. The Real Estate Investor's Guide to Financing is the one book that shows readers how to get the right financial package for the biggest return on their investment. As a respected author and mortgage banker, David Reed has spent more than 20 years helping investors finance their properties. Here, he offers advice on such crucial topics as: - financing options for different property types - the financial implications of renting vs. flipping - setting rental rates - the challenges and benefits of being a landlord, including rent loss coverage - the pros and cons of having partners - tips on financing a second home, duplex, multi-family unit, or condo Complete with essential advice on financing and a glossary of investment terms, this is the one guide that will help readers start making real money.

Spis treści

Contents

CHAPTER 1

Basic Finance for the Investor 1

CHAPTER 2

Types of Investment Property 21

CHAPTER 3

The Players 41

CHAPTER 4

Loan Types for Investment Property 67

CHAPTER 5

Interest Rates and Rate Strategies 101

CHAPTER 6

Investment Properties and Closing Costs 125

CHAPTER 7

Credit and Investment Real Estate 145

CHAPTER 8

Documentation of Assets and Rental Income 161

CHAPTER 9

Creative Financing for Real Estate Investments 181

Epilogue 203

Glossary 205

Amortization Tables 217

Index 227

O autorze

David Reed (Austin, TX) is a veteran mortgage banker who has closed more than 1,000 mortgages. He is a columnist for Realty Times and Mortgage Originator Magazine and is a member of the Mortgage Speakers Bureau. He is the author of Mortgages 101 (0-8144-7245-1), Who Says You Can't Buy a Home (0-8144-7340-7), and Mortgage Confidential (0-8144-7369-5).