Rafael D. Kasischke, international ex-private banker, draws attention to the conditions in today's monetary system. Deutsche Bank is just one example of many others who have not handled money well.He goes into the history of money and illuminates the future of money."We are on the verge of a turning point. This affects everyone: financial institutions, companies, families and ourselves," says Rafael. He shows us a way to get us out of this dark time and energy.