State Health Insurance Market Reform: Toward Inclusive and Sustainable Health Insurance Markets

ISBN-13: 9780415700351 / Angielski / Twarda / 2004 / 192 str.

Alan C. Monheit; Joel S. Cantor

Opis

Since the late 1980s many US states have sought to incrementally reform their health insurance markets. The intent of such reform has been quite straightforward: to ensure access to affordable health insurance by addressing insurer practices perceived to be exclusionary. In the light of this, a compelling public policy issue is whether these efforts to address disparities in the population's access to health insurance have been successful. This volume provides a critical assessment of the current state of knowledge on insurance market reforms that is accessible to both policymakers and researchers. The contributions provide a critical evaluation of empirical research findings, applied methodologies, and policy implications associated with state reform of small group and individual insurance markets. With contributions from internationally respected health economists, as well as industry, regulatory, and consumer representatives, this book will prove to be a useful read for all those with an interest in the economics of healthcare.

Spis treści

1. Introduction Alan C. Moheit and Joel C. Cantor Part One: Critical Evaluation of Research Findings 2. What Have We Learned from Research on Small-Group Market Reform? Kosali Ilayperuma Simon 3. What Have We Learned from Research on Individual Market Reform? Deborah Chollet Part Two: Responses to Findings on Insurance Market Reform 4. What Can We Learn from the Research on Insurance Market Reform? Thomas M. Buchmueller 5. A Critical Assessment of Research on Insurance Market Reform Barbara Steinberg Schone Part Three: Perpectives from the Field: How Can Access to Affordable Coverage be Sustained? 6. An Insurance Executive Reflects on Health Insurance Market Reform Sanford B. Herman 7. An Insurance Commissioner Reflects on Insurance Market Reform Steven B. Larsen 8. Can Access to Affordable Health Insurance be Sustained? Karen Pollitz Part Four: Reforming Insurance Market Reforms: What are the Possibilities? What are the Alternatives? 9. How Can Reform Work Better? M. Susan Marquis 10. Improving State Insurance Market Reform: What's Left to Try? Len M. Nichols 11. Insurance Market Reform: When, How, Why? Katherine Swartz 12. Conclusions Alan C. Monheit and Joel C. Cantor

O autorze

Alan C. Monheit is Professor in the Division of Health Systems and Policy at the University of Medicine and Dentistry of New Jersey, USA. Joel C. Cantor is Adjunct Associate Professor at the University of Medicine and Dentistry of New Jersey, USA.