Rethinking Budgeting - How to Escape the Poverty Mindset and Create a Lifestyle

ISBN-13: 9781537255118 / Angielski / Miękka / 2016 / 90 str.

Simeon Lindstrom

Opis

This is NOT a book about money... ... It's a book about thinking about money. In this book, you will NOT find a few quick ways to save a hundred bucks this month, or learn how to cheat the system here and there to save on your utility bills. But what you might find is a new way to think about yourself, the money you make and how it all fits into your broader worldview. This book in particular was written for those of us who might not have grown up with the right financial role models, or who have ingrained habits that are holding us back. So much budget and personal finance advice out there is about solving problems using the same thinking that created them. In essence, it's just about being more efficient at keeping yourself stuck in the same old mindset and repeating the same old mistakes. Not about how to actually break away from those mindsets, or learning why exactly you make the mistakes you do. This is why I won't be making suggestions about how to dilute your fabric softener to save money or how to shop around for interest rates. For the curious, that information is easily available, usually for free. Instead, this book tries to go a little deeper. It starts with a fact that many personal finance guides out there avoid like the plague: that we are NOT all created equal, we aren't all coming from the same place and we're not all blessed with a basic, neutral understanding of what money is and how to use it. In fact, most people stay poor not because they don't know to dilute their fabric softener or get the best interest rates. It's because they're thinking poor, and they don't know how to think in any other way. Of course, I'm not suggesting that generations of institutionalized poverty comes down to nothing more than attitude. Certainly, people who've never had the opportunity to develop a different mindset are at a disadvantage. But what I am saying is that if you identify as having grown up poor, the only way "out" is to change your mindset. It's beyond this book to explain why you have that mindset to start with, and in most cases, it's nobody's "fault." Nevertheless, we are all equal in one fundamental way: at every point, no matter who we are or what we've endured in the past, we can make conscious, beneficial decisions for ourselves. No matter what, we can act now in ways that will make tomorrow better than it was today. No matter how broke we are now or how much we've struggled, there's nothing to stop us from stopping, taking control, and thinking our way into a different lifestyle, one choice at a time. That is what I hope to show you in this book. So, if you've tried all the standard budget advice out there but still feel stuck in a financial rut, this guide can show you how to get to the root cause of why that is. You can learn how to start undoing those habits and start creating a lifestyle that actually supports your goals and dreams. By understanding the different relationships we can develop to money, we can start to unravel self-limiting beliefs and habits that keep us trapped beneath our potential. This book is not about cutting corners or saving a little extra each month - but it is about reworking your deepest thoughts about yourself, money and your place in the world.

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