Rating Credit Risk Comptroller's Handbook April 2001

ISBN-13: 9781505265187 / Angielski / Miękka / 2015 / 72 str.

Comptroller of the Currency Administrato

Opis

Credit risk is the primary financial risk in the banking system and exists invirtually all income-producing activities. How a bank selects and manages itscredit risk is critically important to its performance over time; indeed, capitaldepletion through loan losses has been the proximate cause of mostinstitution failures. Identifying and rating credit risk is the essential first stepin managing it effectively.