Chapter 2 – Risk management and banking business in Europe
by Fabiano Colombini
Chapter 3 – Credit risk management and banking business in Europe
by Fabiano Colombini
Chapter 4 – Banking efficiency in Europe
by Fabiano Colombini
Chapter 5– Capital constraints by regulation in Europe
by Paola Ferretti
Chapter 6 – Capital constraints by supervision in Europe
by Fabiano Colombini
Chapter 7 – Bank regulation and supervision in Europe
by Antonella Cappiello
Chapter 8 – Monetary policy, bank supervisory policy and economic growth in Europe
by Antonella Cappiello
Chapter 9 – Capital raising in European banks. An empirical analysis
by Antonella Cappiello and Paola Ferretti
Chapter 10 – Banking regulation and supervision in the USA
by Paola Ferretti
Chapter 11 – Raising capital or improving risk management and efficiency in Europe
by Fabiano Colombini
Fabiano Colombini is Full Professor of Economics of Financial Institutions and Markets at the University of Pisa, Italy. He is author of many books and many publications on scientific journals in Italian and in English.
This book analyses the raising of capital imposed by regulatory and supervisory constraints for the soundness and survival of banks in Europe, highlighting critical issues. Accordingly, the text examines the improvement of risk management and efficiency operated by individual banks as the main driver for reinforcing bank resilience and survival. The investigation is carried out essentially through study of risk management, efficiency, capital constraints, bank regulation and supervision in Europe, monetary policy and economic growth in Europe, capital raising in European banks, bank regulation and supervision in the USA, raising of capital or improvement of risk management and efficiency as the final issue.
Raising capital by regulatory and supervisory constraints meets solvency requirements at a given time. In contrast, improving risk management and efficiency allows banks to create the best structural premises for reducing costs, increasing revenue and profits and capital level, contributing to the solvency and survival of banks.