Personal Debt in Europe: The Eu Financial Market and Consumer Insolvency

ISBN-13: 9781108426732 / Angielski / Twarda / 2019 / 256 str.

Federico Ferretti; Daniela Vandone

Opis

Analyses personal debt and the over-indebtedness of consumers in the European Union from the multi-disciplinary perspectives of economics, policy, and law.

Spis treści

1. Introduction; 2. Personal debt in the economy; 3. The industry of personal debt; 4. From indebtedness to over-indebtedness: multidimensional causes and consequences; 5. EU policy and law for the prevention and management of over-indebtedness; 6. The role and function of solvency data and financial technologies; 7. Credit risk analysis and creditworthiness in relation to EU data protection legislation; 8. The treatment of over-indebtedness: towards a harmonisation of personal insolvency law in a fragmented EU?; 9. Conclusions and scope for further research.