Peer-To-Peer Lending with Chinese Characteristics: Development, Regulation and Outlook

ISBN-13: 9781138234598 / Angielski / Twarda / 2016 / 104 str.

Shanghai Finance Institute P2p Research Group

Opis

Literature on China's finance in the West has focused on "financial repression" in its highly regulated financial markets. However, fundamental changes in China's financial system are underway and China's peer-to-peer (P2P) lending is now the largest in the world. This book uses exclusive researches, interviews and surveys to bring readers a clear picture of the rapidly developing P2P lending industry in China. It is comprised of two parts. The first part is a comprehensive analysis of China's P2P lending industry. It outlines the factors behind the meteoric rise of P2P lending in China, and also the challenges its rapid rise has posed. The second part is a panoramic survey of China's P2P lending industry with study of typical cases, which could also provide reference to the analysis in the first part. Besides, it introduces the existing relevant regulations, regulators, likely upcoming regulatory measures as well as the diverse body of new financial institutions appearing with the development of the industry, to analyse in-depth the current functioning of the industry in China and its lending practices through a large scale survey.

Spis treści

List of figures and table.  Introduction.  Peer-to-Peer Lending with Chinese Characteristics: Development, Regulation and Outlook  1. What Is P2P And How Is Chinese P2P Different?  2. Why Does P2P Exist in China?  3. An Overview of Chinese P2P Today  4. Regulation  5. Outlook for P2P in China  Conclusion  Appendix: Assessment Report of Online P2P Lending Platforms in China 2015  Foreword  1. The characteristics and standards of P2P platforms  2. Overview of P2P Operations  3. Risk Management of P2P Platforms  4. Policy recommendations  Afterword.  Index