Peer-To-Peer Lending with Chinese Characteristics: Development, Regulation and Outlook

ISBN-13: 9780367516673 / Angielski / Miękka / 2020 / 104 str.

Shanghai Finance Institute P2p Research Group

Opis

A typical view among China watchers has been that China's finance has lagged behind development in other sectors and is dominated by large stated-owned banks. However, fundamental changes in China's financial system are underway and China's peer-to-peer (P2P) lending is now the largest in the world. This book is comprised of two parts. The first part is a comprehensive analysis of China's P2P lending industry. It outlines the factors behind the meteoric rise of China's P2P lending and its challenges. The second part is a panoramic survey of China's P2P lending industry with study of typical cases. Besides, it introduces the existing relevant regulations, regulators, likely upcoming regulatory measures as well as the diverse financial institutions appearing with the development of the industry, to analyse in-depth the current functioning of the industry in China and its lending practices through a large scale survey.

Spis treści

List of figures and table.  Introduction.  Peer-to-Peer Lending with Chinese Characteristics: Development, Regulation and Outlook  1. What Is P2P And How Is Chinese P2P Different?  2. Why Does P2P Exist in China?  3. An Overview of Chinese P2P Today  4. Regulation  5. Outlook for P2P in China  Conclusion  Appendix: Assessment Report of Online P2P Lending Platforms in China 2015  Foreword  1. The characteristics and standards of P2P platforms  2. Overview of P2P Operations  3. Risk Management of P2P Platforms  4. Policy recommendations  Afterword.  Index