Internet Finance: Concepts, Factors and Ecology

ISBN-13: 9789811647420 / Angielski / Miękka / 2023 / 389 str.

Qingyou Guan; Weigang Gao

Opis

This book summarizes recent Chinese discussions about Internet finance—a new financial business type resulting from an innovative thinking under the new normal—in the light of the actual situation of China in transformation, especially the thirst of the grass-roots economy including medium-small and micro-sized enterprises as well as residents for financial services. The Internet finance is of great significance for optimizing and upgrading the industrial structure, improving the demand structure and reshaping the economic growth mode in China. This book will interest scholars, journalists, and businesspeople.

Spis treści

Chapter One New Thinking on Dangerous Situation—A Great Power in the Transformation

I. The Formation of China Model

Ⅱ. When China Model Encounters Financial Crisis

Ⅲ. Transformation from Old Model to New Economy

Ⅳ. The Dilemma of the Financing System

V. Digitized New Thinking

Chapter Two Uncover the Truth—Ecosystem of Internet Finance 

I. The Origin of Internet Finance

Ⅱ. The Concept of Internet Finance 

Ⅲ. The Core Elements of Internet Finance

Ⅳ. The Ecology of Internet Finance

V. The Influences of Internet Finance on Traditional Financial System

Chapter Three Vanguard of Internet Finance—Third-party Payment

I. The Definition of Third-party Payment 

Ⅱ. The Development History of Third-party Payment

Ⅲ. The Development Status of Third-party Payment

Ⅳ. The Business Model of Third-party Payment

V. The Influence of Third-party Payment

Ⅵ. The Risks of and Supervision of Third-party Payment

Ⅶ. The Development Trend of Third-party Payment

Chapter Four An Initial Attempt—Roller-coaster Online Financial Management

I. The Concept of Online Financial Management

Ⅱ. The Development History of Online Financial Management

Ⅲ. The Development Status of Online Financial Management

Ⅳ. The Business Model of Online Financial Management

V. The Return of Online Financial Management

Ⅵ. The Essence Re-dialysis of Online Financial Management

Ⅶ. The Supervision of Online Financial Management

Ⅷ. The Development Trend of Online Financial Management

Chapter Five Prominence of “Value” Accumulation—Big Data Finance

I. The Definition of Big Data

Ⅱ. Platform Finance

Ⅲ. Supply Chain Finance

Ⅳ. Consumer Finance

V. The Risks of Big Data Finance

Ⅵ. The Development Trend of Big Data Finance

Chapter Six A Bridge between Capital Supply and Demand—P2P Online Lending Platform

I. The Definition of P2P Online Lending

Ⅱ. The Development History of P2P Online Lending

Ⅲ. The Development Status of P2P Online Lending

Ⅳ. The Mode of P2P Online Lending

V. The Rethinking of P2P Online Lending

Ⅵ. The Risks of P2P Online Lending

Ⅶ. The Supervision of P2P Online Lending

Ⅷ. The Development Trend of P2P Online Lending

Chapter Seven More Open Financing—Crowdfunding

I. The Concept of Crowdfunding

Ⅱ. The Development of Crowdfunding

Ⅲ. Commodity-based Crowdfunding

Ⅳ. Equity-based Crowdfunding

V. The Rethinking of Crowdfunding

Ⅵ. The Problems of Crowdfunding

Ⅶ. The Future Development Trend of Crowdfunding

Chapter Eight Rising Entrance of Flow—Vertical Financial Search

I. The Definition of Vertical Financial Search

Ⅱ. The Origin of Vertical Financial Search

Ⅲ. The Business Mode of Vertical Financial Search

Ⅳ. The Development Trend of Vertical Financial Search

Chapter Nine The Foreftront End That Is Ignored—Network Credit Investigation

I. Network Credit Investigation and Big Data

Ⅱ. The Rise of Western Credit Investigation

Ⅲ. Samples of USA Credit Investigation

Ⅳ. Development of China’s Credit Investigation

V. Problems of Credit Investigation

Chapter Ten Where is the Road—The Future of Internet Finance

I. The Role of Internet Finance

Ⅱ. The Development of Internet Finance

Ⅲ. The Supervision of Internet Finance

V. Conclusion

References

Postscript

O autorze

Qingyou Guan, as a well-known economist, is dean of Reality Institute of Advanced Finance, and founding partner of Real Capital, former vice president and dean of Research Institute of Minsheng Securities. Guan received a PhD from Graduate School of Chinese Academy of Social Sciences and did his post-doctoral research at Tsinghua University. He has in-depth thinking about the operation logic and development trend of the economy.

Weigang Gao is currently a macro researcher of the Research Department of PSBC Wealth Management Corporation Limited. He received a PhD in Finance from Nankai University and did his post-doctoral research at the Institute of World Economics and Politics, Chinese Academy of Social Sciences. His research focuses on macroeconomics, currency interest rates, macro policies, exchange rates, financial markets, FDI, M&A and Internet finance.