Chapter One New Thinking on Dangerous Situation—A Great Power in the Transformation
I. The Formation of China Model
Ⅱ. When China Model Encounters Financial Crisis
Ⅲ. Transformation from Old Model to New Economy
Ⅳ. The Dilemma of the Financing System
V. Digitized New Thinking
Chapter Two Uncover the Truth—Ecosystem of Internet Finance
I. The Origin of Internet Finance
Ⅱ. The Concept of Internet Finance
Ⅲ. The Core Elements of Internet Finance
Ⅳ. The Ecology of Internet Finance
V. The Influences of Internet Finance on Traditional Financial System
Chapter Three Vanguard of Internet Finance—Third-party Payment
I. The Definition of Third-party Payment
Ⅱ. The Development History of Third-party Payment
Ⅲ. The Development Status of Third-party Payment
Ⅳ. The Business Model of Third-party Payment
V. The Influence of Third-party Payment
Ⅵ. The Risks of and Supervision of Third-party Payment
Ⅶ. The Development Trend of Third-party Payment
Chapter Four An Initial Attempt—Roller-coaster Online Financial Management
I. The Concept of Online Financial Management
Ⅱ. The Development History of Online Financial Management
Ⅲ. The Development Status of Online Financial Management
Ⅳ. The Business Model of Online Financial Management
V. The Return of Online Financial Management
Ⅵ. The Essence Re-dialysis of Online Financial Management
Ⅶ. The Supervision of Online Financial Management
Ⅷ. The Development Trend of Online Financial Management
Chapter Five Prominence of “Value” Accumulation—Big Data Finance
I. The Definition of Big Data
Ⅱ. Platform Finance
Ⅲ. Supply Chain Finance
Ⅳ. Consumer Finance
V. The Risks of Big Data Finance
Ⅵ. The Development Trend of Big Data Finance
Chapter Six A Bridge between Capital Supply and Demand—P2P Online Lending Platform
I. The Definition of P2P Online Lending
Ⅱ. The Development History of P2P Online Lending
Ⅲ. The Development Status of P2P Online Lending
Ⅳ. The Mode of P2P Online Lending
V. The Rethinking of P2P Online Lending
Ⅵ. The Risks of P2P Online Lending
Ⅶ. The Supervision of P2P Online Lending
Ⅷ. The Development Trend of P2P Online Lending
Chapter Seven More Open Financing—Crowdfunding
I. The Concept of Crowdfunding
Ⅱ. The Development of Crowdfunding
Ⅲ. Commodity-based Crowdfunding
Ⅳ. Equity-based Crowdfunding
V. The Rethinking of Crowdfunding
Ⅵ. The Problems of Crowdfunding
Ⅶ. The Future Development Trend of Crowdfunding
Chapter Eight Rising Entrance of Flow—Vertical Financial Search
I. The Definition of Vertical Financial Search
Ⅱ. The Origin of Vertical Financial Search
Ⅲ. The Business Mode of Vertical Financial Search
Ⅳ. The Development Trend of Vertical Financial Search
Chapter Nine The Foreftront End That Is Ignored—Network Credit Investigation
I. Network Credit Investigation and Big Data
Ⅱ. The Rise of Western Credit Investigation
Ⅲ. Samples of USA Credit Investigation
Ⅳ. Development of China’s Credit Investigation
V. Problems of Credit Investigation
Chapter Ten Where is the Road—The Future of Internet Finance
I. The Role of Internet Finance
Ⅱ. The Development of Internet Finance
Ⅲ. The Supervision of Internet Finance
V. Conclusion
References
Postscript
Qingyou Guan, as a well-known economist, is dean of Reality Institute of Advanced Finance, and founding partner of Real Capital, former vice president and dean of Research Institute of Minsheng Securities. Guan received a PhD from Graduate School of Chinese Academy of Social Sciences and did his post-doctoral research at Tsinghua University. He has in-depth thinking about the operation logic and development trend of the economy.
Weigang Gao is currently a macro researcher of the Research Department of PSBC Wealth Management Corporation Limited. He received a PhD in Finance from Nankai University and did his post-doctoral research at the Institute of World Economics and Politics, Chinese Academy of Social Sciences. His research focuses on macroeconomics, currency interest rates, macro policies, exchange rates, financial markets, FDI, M&A and Internet finance.