Inter-firm Linkages, Creditworthiness and Access to Finance

ISBN-13: 9786200092700 / Angielski / Miękka / 2020 / 176 str.

Nabila Nurdin; Shaista Wasiuzzaman; Aznur Hajar Abdullah

Opis

SMEs, particularly in the manufacturing industry, reportedly face difficulties in accessing funds to finance their capital expenditure and working capital. The various challenges that SMEs face in their access to finance could be eased via the capital market, government financial support and inter-firm linkages. This study aims to explore the roles of inter-firm linkages and their influence on improving Malaysian SME access to finance and its creditworthiness (measured by 5C's of credit). This study uses quatitative analysis and Partial Least Squared (PLS) method was employed as the statistical tool to analyze the data. PLS-SEM multigroup analysis (PLS-MGA) is used to analyze the moderating effect of the model path. SPSS software was required only in complimenting for Exploratory Factor Analysis (EFA) while SmartPLS was the main software used for the entire data analysis. The result shows that there is a significant relationship between SME creditworthiness and its access to finance. The moderating role of inter-firm linkages towards the relationship between creditworthiness and access to finance is also found to be insignificant.

O autorze

Nurdin, Nabila
Ms Nabila M. Nurdin is an MPhil (Management) graduate from Multimedia University, Cyberjaya, Malaysia. Dr Shaista Wasiuzzaman is an Assistant Professor in Finance at the School of Business, Universiti Teknologi Brunei, Brunei. Ms Aznur Hajar Abdullah is a Lecturer at the Faculty of Management, Multimedia University, Malaysia.