Financial Literacy in Europe: Assessment Methodologies and Evidence from European Countries

ISBN-13: 9780367662288 / Angielski / Miękka / 2020 / 284 str.

Gianni Nicolini

Opis

What is financial literacy, how should it be measured, what role does it play in people’s financial decisions, and what is the degree of financial literacy across Europe? This book provides a comprehensive overview of the subject analysing these and many other questions. It differs from previous studies in at least two ways: it summarizes and or

Spis treści

Foreword
Acknowledgements
Introduction

Part I – Financial literacy: a theoretical framework and evidence from previous studies
1 Financial literacy: definition and measurement
1.1 Financial literacy: a definition 1.2 Financial literacy as a relative concept 1.3 How to measure financial literacy 1.4 Financial literacy measures from previous studies References
2 Financial literacy and financial behavior
2.1 The role of financial literacy in the financial decision making process 2.2 The new challenges of financial literacy between personal financial behaviors and social outcomes 2.3 Financial literacy and financial behaviors: some evidence from previous studies 2.4 Conclusions References

Part II – Financial literacy in Europe
3 Financial literacy in Europe: an overview
3.1 Introduction 3.2 Financial literacy of young students: the PISA project 3.3 Financial literacy of adults: the OECD-INFE study 3.4 Conclusions References
4 Financial literacy in the UK
4.1 Introduction 4.2 Data 4.3 The characteristics of financial literacy in the UK 4.4 The determinants of financial literacy in the UK 4.5 Conclusions References
5 Financial literacy in Germany
5.1 Introduction 5.2 The characteristics of financial literacy in Germany 5.3 The determinants of financial literacy in Germany 5.4 Conclusions References
6 Financial literacy in France
6.1 Introduction 6.2 The characteristics of financial literacy in France 6.3 The determinants of financial literacy in France 6.4 Conclusions References
7 Financial literacy in Italy
7.1 Introduction 7.2 The characteristics of financial literacy in Italy 7.3 The determinants of financial literacy in Italy 7.4 Conclusions References
8 Financial literacy in Spain
8.1 Introduction 8.2 The characteristics of financial literacy in Spain 8.3 The determinants of financial literacy in Spain 8.4 Conclusions References
9 Financial literacy in Sweden
9.1 Introduction 9.2 The characteristics of financial literacy in Sweden 9.3 The determinants of financial literacy in Sweden 9.4 Conclusions References
Conclusions

Appendix: Financial literacy items
Index

O autorze

Gianni Nicolini is Associate Professor of Finance at the University of Rome "Tor Vergata" (Department of Management and Law). His main research interest is Consumer Finance, with a special interest on Financial Literacy and Financial Education. In 2016 he established, with other researchers, the Consumer Finance Research Center (CFRC) with the aim to develop high quality research on consumer issues.