Does Multiple Jeopardy Exist in Mortgage Markets?

ISBN-13: 9781505375565 / Angielski / Miękka / 2015 / 42 str.

Jason Dietrich

Opis

Under the Home Mortgage Disclosure Act (HMDA), lenders are required to gather and report information on applicants' and coapplicants' ethnicity, race, and gender. These three characteristics are used to define protected class and control groups used for fair lending analyses. Typically, each characteristic is analyzed in isolation. This study explores whether treatment in mortgage markets is affected by belonging to multiple minority groups.