Annuities For Dummies

ISBN-13: 9781394168583 / Angielski / Miękka / 2023 / 384 str.

Kerry Pechter

Spis treści

Introduction 1Part 1: Making Sense of Annuities 5Chapter 1: The ABCs of Annuities 7Chapter 2: Taming the Big Retirement Risks 21Chapter 3: Diving into Annuity Documents 33Chapter 4: Weighing Annuity Pros and Cons 47Chapter 5: Deciding Whether an Annuity Is Right for You 59Part 2: Identifying the Major Annuities 73Chapter 6: Earning Interest with Fixed Annuities 75Chapter 7: Creating Retirement Paychecks with Income Annuities 91Chapter 8: Gambling on Fixed Indexed Annuities 111Chapter 9: Aiming Higher with Registered Index-Linked Annuities 129Chapter 10: Tapping Variable Annuities for Tax Breaks and Income 143Chapter 11: Aging Gracefully with Deferred Income Annuities and Qualified Longevity Annuity Contracts 161Chapter 12: Tapping the Liquidity in Your Home 175Part 3: Shopping in the Annuity Marketplace 189Chapter 13: Issuing Annuities: It's What Life Insurers Do 191Chapter 14: Meeting the Annuity Salespeople 205Chapter 15: Site-Seeing in the Annuity Web World 219Chapter 16: Adding Annuities to 401(k)s 229Part 4: Getting the Most out of Your Annuity 243Chapter 17: Building Safe Retirement Income 245Chapter 18: The Taxing Side of Annuities 259Chapter 19: Recognizing Annuity Exit Ramps 269Chapter 20: Structuring Your Annuity Correctly 277Chapter 21: Avoiding Annuity Pitfalls 285Part 5: The Part of Tens 295Chapter 22: Ten Great Books about Annuities 297Chapter 23: Ten Questions to Ask Before You Sign a Contract 303Chapter 24: Ten Annuity Checkpoints on the Information Highway 311Part 6: Appendixes 317Appendix A: Glossary 319Appendix B: State Guaranty Associations 329Index 333

O autorze

Kerry Pechter has been writing about annuities, the annuity business, and retirement planning for more than 25 years. The founder, editor, and publisher of Retirement Income Journal since 2009, he brings a grasp on how annuities are built, how they are sold, and how they fit in a retirement financial plan.