Analysis of bank credit risks to individuals: BOA-BENIN

ISBN-13: 9786204299785 / Angielski / Miękka / 64 str.

Olouwa Chegoun Serge Fachinan; Degla Eudes Franck-Christian Hodonou

Opis

This study focused on the "analysis of bank credit risk to individuals: the case of BOA - Benin". In order to contribute to a much healthier analysis of credit risk, we identified the problems caused by a deficiency in the analysis of credit risk at BOA. We then looked for causes related to these problems and formulated hypotheses. We also collected information through a questionnaire that we distributed to risk staff and individual clients who had taken out loans. The results of the questionnaire were tabulated and then processed to establish a diagnosis to verify the hypotheses previously formulated. Thus, the slowness observed during the establishment of credit is negatively influenced by the internal process of granting credit, the phenomenon of detour of the purpose of the credit is a cause of non-compliance with client commitments. All these different stages have been explained in this document.

O autorze

FACHINAN Olouwa Chegoun Serge is a student in Master I, Management Sciences at the University Félix Houphouët Boigny of Cocody. He previously studied finance (UAC-Benin, 2017). He specializes in bank credit risk management with participation in several high-level conferences on the issue in Benin and Côte d'Ivoire.