Plan Your Financial Future: A Comprehensive Guidebook to Growing Your Net Worth

ISBN-13: 9781484236369 / Angielski / Miękka / 2018 / 374 str.

Keith R. Fevurly

Spis treści

Part 1: The Financial Planning Process.-

Chapter 1: Understanding the Challenge: The Need to Begin.-

Chapter 2: Do You Need a Financial Planner?.-

Chapter 3: Elements of Personal Financial Planning and the Wealth Management Process.-

Part 2: Protecting Yourself, Your Family, and Your Property.-

Chapter 4: Insuring Yourself and Your Family.-

Chapter 5: Insuring Your Health and Long-term Care.-

Chapter 6: Insuring Your Earning Power.-

Chapter 7: Insuring Your Property.-

Chapter 8: Optimizing Your Employment Benefits.-

Part 3: Accumulating Wealth.-

Chapter 9: Investing in Financial Assets.-

Chapter 10: Investing in Real Assets.-

Chapter 11: Investing in Use Assets.-

Part 4: Defending Wealth.-

Chapter 12: Income Tax Planning and Management.-

Chapter 13: Transfer Tax Planning and Management.-

Chapter 14: Life Events that Endanger Wealth.-

Part 5: Distributing Wealth During Your Lifetime.-

Chapter 15: Planning for Your Child’s Higher Education.-

Chapter 16: Planning for the Financial Aspects of Retirement.-

Chapter 17: Planning for the Lifestyle Needs of Retirement.-

Chapter 18: Planning for Other Lifetime Goals.-

Part 6: Distributing Wealth at Death.-

Chapter 19: Estate Planning.-

Chapter 20: Philanthropy.-

Part 7: Summarizing the Personal Financial Planning Process.-

Chapter 21: Reaping the Rewards.-

Appendix A: Sample Data-Gathering Form.-

Appendix B: Sample Budget.-

Appendix C: Power of Attorney.-

Appendix D: Declaration as to Medical or Surgical Treatment and Medical Durable Power of Attorney.-

Appendix E: Sample Personal Letter of Instruction.-

Glossary.-

O autorze

Keith R. Fevurly is currently an investment advisor with Integra Financial, Inc., and a senior lecturer in finance at Metropolitan State University of Denver. He also conducts a private practice in estate planning in Centennial, Colorado. Previously, he served as the vice president of education at the College for Financial Planning, Denver, Colorado and also served as the executive director of Kaplan Financial’s financial planning program. Dr. Fevurly has assisted in the financial education of approximately 50,000 financial planners and authored more than 20 refereed articles on financial planning. He was a member of the Editorial Review Board of the Journal of Financial Planning, which is the major academic and professional journal for personal financial planners for over 20 years; and he has written proprietary textbooks on investment planning, income-tax planning, and estate planning for Kaplan University. He is a licensed attorney in the states of Colorado and Kansas and has been a CFP certificant since 1986.

Blurb

Get your financial life in order. This comprehensive and objective guidebook will help you grow your net worth on a steady and increasing basis, regardless of your income level.

This new and expanded edition covers changes and strategies to maximize financial benefits and planning resulting from the recent tax legislation, beginning January 2018, and changes to the Affordable Care and Protection Act of 2010. Covering all the financial bases you can reasonably expect to confront in your lifetime, such as insurance, investing, income tax planning, Social Security, Medicare, and more, this vital resource begins with techniques to protect a consumer's personal and business assets. It then transitions into the wealth accumulation process and outlines tax management measures, as well as the distribution of wealth for higher education, retirement, and estate planning purposes. 

Written by an expert and long-standing educator in the field of personal financial planning, Plan Your Financial Future is a no-nonsense, straightforward, and holistic view of the financial planning process. It is the one resource you need to become a more knowledgeable saver and translate those savings into the accumulation of future wealth. 

What You'll Learn:

• Insure yourself, your family, and your property against the possibility of significant loss
• Invest in financial or real assets—or both
• Implement effective tax planning and management techniques
• Distribute your estate at death to your intended beneficiaries in a tax-efficient manner
• Discover strategies to maximize financial health taking into consideration the new tax legislation, effective January 1, 2018