Finance for Housing: An Introduction

ISBN-13: 9781447306481 / Angielski / Miękka / 2013 / 328 str.

Cathy Davis

Opis

In the years since distressed mortgage-backed securities sparked the 2008 economic crisis, several nations have implemented austerity programs that aim to reduce their debt by stabilizing shaky financial institutions. Cathy Davis contends that the British coalition government is actually using its austerity plan as a way to dismantle the welfare state and that housing remains at the heart of the matter. Explaining why mortgages and rental costs are rising even as people with low incomes receive substantially less help from the government, she reveals the longstanding links between housing finance and broader social and political issues."

Spis treści

Part One: Overview; Political choices and housing finance; The global financial crisis and the UK government’s role; Part Two: Tenure; Local authority general housing services and building work; Owner-occupation; The changing fortunes of council housing; Housing associations; The private rented sector; Part Three: Issues with housing costs; ‘Marginal’ owner occupation; A variety of rents; Paying for housing with help from housing benefits; Part Four: Discussion; Is our housing system sustainable?.