Consumer Credit Fundamentals

ISBN-13: 9781403939784 / Angielski / Twarda / 2005 / 247 str.

Steven Finlay

Opis

Psychiatry and psychology have constructed a mental health system that does no justice to the problems it claims to understand and creates multiple problems for its users. Yet the myth of biologicallybased mental illness defines our present. This book rethinks madness and distress reclaiming them as human, not medical, experiences.

Spis treści

Preface Introduction The History of Credit Products and Providers The Economics of Credit and its Marketing Credit Granting Decisions Credit Reference Agencies Credit Management Ethics in Lending Legislation and Consumer Rights Appendix A: The Calculation of Interest and APR Appendix B: A Brief Note on the Construction of Credit Scorecards

O autorze

STEVEN FINLAY is an expert in consumer credit and credit risk management, with over ten years experience of working within the financial services industry and academia. During the course of his career he has worked on numerous projects in conjunction with almost every major credit granting institution in the UK. He is currently a researcher at Lancaster University, UK.