1: On Explaining the Life Style of the Poor; 2: Conditions and Processes; 3: Research Design and Characteristics of Families in the Study; 4: Enclaves of Poverty; 5: The Selection of Housing; 6: Work, Welfare, and Other Income Sources; 7: Intergenerational Patterns of Poverty and Broken Families; 8: Rearing Children for Independence and Achievement; 9: Training for Educational Achievement; 10: Conclusions