Credit 911: Secrets and Strategies to Saving Your Financial Life

ISBN-13: 9781118829721 / Angielski / Miękka / 2014 / 224 str.

Rodney Anderson

Opis

A comprehensive guide to reclaiming your financial life After the dramatic mortgage crisis and stock market collapse, people are beginning to recognize that the only way to secure their financial future is to take charge of their own spending and saving habits. You can survive this crisis, solve your credit problems, and move on to achieve your dreams, and Credit 911 can show you how. With this book, author Rodney Anderson-a mortgage banker with over twenty years experience reviewing real-life credit cases-shares his intricate understanding of what it takes to improve your credit score and financial standing.

• Outlines a practical approach to solving debt and credit problems, as pertaining to marriage, divorce, collections, borrowing, co-signing as well as overcoming foreclosures, short sales, and bankruptcies
• Shows you how to re-establish your credit and what lenders look for
• Reveals the tricks of credit card companies and how to set up a system to monitor accounts, track payments, comparatively shop for credit cards, avoid credit chasing, and maintain overall capacity
• Discusses how to pick the right realtor as well as the right lender, how to secure a mortgage, and to avoid overspending on insurance

We live in a credit economy. Our lives are governed by credit. Credit 911 provides you with a solid understanding of how this system works and offers timely tips on taking control of your financial destiny.

After the dramatic mortgage crisis and stock market collapse, people are beginning to recognize that the only way to secure their financial future is to take charge of their own spending and saving habits. You can survive the crisis, solve your credit problems and move on to achieve your dreams.

Spis treści

Foreword ix

Acknowledgments xiii

Introduction: Living on the Edge 1

Chapter 1 America′s #2 Addiction 21

Chapter 2 Plastic Dynamite 41

Chapter 3 Affairs of the Wallet: Marriage 57

Chapter 4 Affairs of the Wallet: Divorce 79

Chapter 5 Collections: Deal with It 95

Chapter 6 The Credit System and How It Works 113

Chapter 7 Buying Real Estate Is Not a Joke 129

Chapter 8 What If I Lose My Castle? 147

Chapter 9 Damage Control 159

Chapter 10 Bankruptcy: Losing the Battle to Win the War 175

Chapter 11 Saving Your Financial Life 189

About the Author 201

Index 203

O autorze

RODNEY ANDERSON is the Executive Director of Supreme Lending, as well as the host of CBS Radio′s Saving Your Financial Life with Rodney Anderson. A recognized authority on financial issues including consumer credit, financial markets, home ownership, and the overall U.S. economy, he is a frequent guest on MSNBC, Fox Business, Fox News, and ABC′s Good Morning Texas. A consumer advocate and active member of YPO International, Anderson is also the creator of the Medical Debt Relief Act of 2009, HR 3421, a bill designed to protect consumers from long–term credit ramifications resulting from medical collections.

Blurb

Praise for Credit 911: Secrets and Strategies to Saving Your Financial Life

"Credit 911 offers insightful and practical information that can and should be heeded by individuals of all ages and at all stages in their lives. If Anderson′s exceptional and articulate advice was standard curriculum in our high schools and universities, we would be a much more financially responsible culture."
LoriAnn Lowery–Biggers, President, Field Operations, Navigators Management Company, Inc.

"With Credit 911, Rodney Anderson has provided a clear road map to financial success. He has touched on all of the important yet seldom spoken about issues that affect every consumer′s credit and ultimately their life. It is a must–read for anyone wanting to take control of their financial life."
Drew Campbell, President, Capitol Insight

"Credit 911 isn′t just a ′must–read′ . . . it′s a ′want–to–read.′ I′ve read scores of books on credit and financial topics but in terms of practical advice and action steps, combined with real–life stories, examples, and even a dash of humor this is the only one I just couldn′t put down!"
Sue Woodard, President of Content and Publishing, Mortgage Success Source

"Credit 911 combines the unique ability to delve into complex financial scenarios in a way that makes the solutions attainable for the common man and credit expert alike. It is a must–read for anyone that wants to understand and ultimately improve their financial position in the world."
Scott Everett, President, Supreme Lending