401(k)s & IRAs For Dummies

ISBN-13: 9781119817246 / Angielski / Miękka / 2021 / 352 str.

Consumer Dummies

Spis treści

Introduction 1Part 1: The ABCs of 401(k)s and IRAs 7Chapter 1: Explaining IRAs and 401(k)s 9Chapter 2: Taxing Issues 19Chapter 3: Naming Beneficiaries and Planning for the Future 33Part 2: 401(k) Basics 45Chapter 4: Checking the Benefits of a 401(k) 47Chapter 5: Signing Up for a 401(k) 63Chapter 6: Paying Attention to Administrative Issues 69Chapter 7: Weighing Your Options When You Leave Your Employer 87Part 3: Here Come the IRAs 95Chapter 8: Investing in an IRA 97Chapter 9: To Roth or Not to Roth 107Chapter 10: Rolling Over an IRA 115Part 4: Saving and Investing 123Chapter 11: Setting Up Your Savings Plan 125Chapter 12: Determining How Much to Save 143Chapter 13: Selecting Your Investments 155Chapter 14: Taking Reasonable Investment Risks 179Part 5: Money In, Money Out 195Chapter 15: Making Contributions 197Chapter 16: Withdrawing Money Before You Retire 203Chapter 17: Managing Your Plans after Retirement 217Part 6: Helping Small Employers 241Chapter 18: Plans from a Small Employer's Perspective 243Chapter 19: Offering a 401(k) Plan 261Chapter 20: Choosing a Plan for Your Business 279Part 7: The Part of Tens 291Chapter 21: Ten + Two Ways to Save For Retirement 293Chapter 22: Ten Questions about IRAs Answered 299Chapter 23: Ten Reasons to Participate in a 401(k) 305Index 311

O autorze

Ted Benna is commonly referred to as the "father of 401(k)" because he created and gained IRS approval of the first 401(k) savings plan.Brenda Watson Newmann began her career as an Associated Press foreign correspondent and later moved to Silicon Valley as Managing Editor at 401k Forum/mPower.