Braby was raised on a dairy farm in southern Iowa with his parents and three sisters. Braby graduated from college in 1984 with a Bachelor of Science degree. His first book The Approaching Winter: The Next Great Depression (Dec - 2005), Braby correctly predicted the coming crash in the housing and credit markets, as he explained these bubbles were not sustainable. For reviews on his book please visit Amazon.com and enter the title: The Greatest Depression of All Time.