Possible Determinants of Bank Profitability in the United Kingdom

ISBN-13: 9783659285226 / Angielski / Miękka / 2014 / 60 str.

Saeed Muhammad Sajid

Opis

This paper investigates the impact of bank-specific, industry-specific, and macroeconomic variables on bank profitability before, during, and after the financial crisis of 2008. For this purpose, 73 UK commercial banks are selected on the basis of availability of required information. The empirical data for these banks are collected for the period from 2006 to 2012 from Bankscope and Data-stream databases. The regression and correlation analyses are performed on the data and concluded that bank size, capital ratio, loan, deposits, liquidity, and interest rate have positive impact on ROA and ROE while GDP and inflation rate have negative impact. The findings of this study can help UK banks, government, investors, policymakers, and shareholders for decision making and improving the performance of financial institutions in the future.

O autorze

Saeed, Muhammad SajidI have more than 12 years working experience in the UK and global business environments in the fields of management and finance. ICI Paints, Millat Tractors & BIP Solutions are the prominent multinational organisations where I have worked & developed countless skills.Moreover, I am assisting students of Postgraduate and Doctoral levels since 2006